Last updated: 12/04/2023
Automated Insurance Solutions Limited (a member of the Verisk group of companies) (“we”) respect your concerns about privacy. This App Privacy Notice (the “Notice”) applies to personal data we collect in connection with your use of our proprietary Mobile Application (the “App”). The Notice describes the types of personal data we obtain, how we use the personal data, and with whom we share it. We also describe the rights you may have and how you can contact us about our privacy practices.
Automated Insurance Solutions Limited is the data controller in respect of personal data that we collect through the App or that you provide to us. Our contact details, as well as the contact details of our Data Protection Officer, can be found at the How To Contact Us section at the end of this Notice.
1. How We Obtain Information About You
We may collect personal data that you choose to provide to us through the App, including, but not limited to, your first and last name, physical address, e-mail address, or telephone number, such as when you:
When you use our App, we also may collect certain information by automated means using technologies such as cookies, non-cookie-based tokens, web server logs, tracking pixels, and web beacons. Cookies are files that websites send to your computer or other Internet-connected device to identify your device uniquely or to store information or settings in your device. Your mobile device may tell you when you receive certain types of cookies and how to restrict or disable certain cookies. Please note, however, that without cookies, you may not be able to use all of the features of our App. Non-cookie-based tokens are encoded URL-based identifiers that track e-mail click-thru activity or time-sensitive password reset keys and will work in scenarios where cookies are disabled or a session has not been initiated.
We may also collect personal data in other contexts that we will notify you of at the time.
2. Information We Obtain
Information That You Provide to Us
Personal data that you provide directly to us will be apparent from the context in which you provide it, for example:
Information That We Collect Automatically
Our web servers may log information such as your operating system type, device identifier, browser type, domain, and other system settings, as well as the language your system uses and the country and time zone where your device is located. The web server logs may also record information such as the address of the web page that referred you to our App and the IP address of the device you use to connect to the Internet. They may also log information about your interaction with the App, such as which pages you visit. To control which web servers collect information by automated means, we may place tags called “web beacons” — small files that link web pages to particular web servers and their cookies. We may also collect information from your browser, such as your browsing history, and use it in conjunction with data gathered from forms and e-mails to help us understand and respond to your needs. We also may receive your device’s geolocation and other information related to your location through GPS, Bluetooth, WiFi signals and other technologies for certain purposes listed below, such as to provide you with our services. Your device may provide you with a notification when the App attempts to collect your precise geolocation.
[Information That We Obtain From Third Parties
We obtain information through your interactions with our App or directly from third-party apps and services that are accessed or used by our App to provide you with features and services (such as Google Maps) and other content and data received from third-party apps and services;
3. How We Use Information That We Obtain
Information That You Provide to Us
We may use personal data that you provide to us to provide and administer our App and our products and services, including to allow you to interact with and use certain third-party apps and services. We use the personal data for these purposes because we have a legitimate business interest in providing services to our customers and other interested individuals that is not overridden by your interests, rights and freedoms to protect personal data about you.
In addition to the uses discussed above, we may also use the personal data you provide on our App to:
We use the personal data for the purposes described above because we have a legitimate interest in operating and improving our business that is not overridden by your interests, rights and freedoms to protect personal data about you.
We may also use the information to protect against and prevent fraud, claims, and other liabilities and to comply with or enforce applicable legal requirements, industry standards, and our policies and terms. We use personal data for these purposes when it is necessary to protect, exercise or defend our legal rights, or when we are required to do so by law that applies to us.
Information That We Collect Automatically
We use personal data that we collect automatically through cookies, non-cookie-based tokens, web beacons, and other automated means for purposes such as customizing and enhancing our users’ uses of the App, facilitating use of the App, collecting statistics about your use of the App, and understanding the manner in which our visitors browse the App. We also use the information to help diagnose technical and service problems, administer the App, and identify users of the App. We use clickstream data to determine how much time users spend on the App, how users navigate through the App, and how we may tailor the App to meet the needs of our users. We use the personal data for the purposes described above because we have a legitimate interest in operating and improving our App that is not overridden by your interests, rights and freedoms to protect personal data about you.
We also use third-party web analytic services on our App, such as those of Eloqua and Google Analytics. The service providers that administer those services may use cookies and web beacons to help us analyse how users use the App. The information collected by the cookies and web beacons (including your IP address and mobile device identifier) is available to the service providers, which use the information to evaluate your use of the App.
To learn how to opt out of Google Analytics, visit: https://tools.google.com/dlpage/gaoptout.
To learn how to opt out of Eloqua web analytics, visit: .https://www.oracle.com/uk/legal/privacy/privacy-choices.html
To learn more about the cookies that we use on this App, as well as to control your cookie settings on this App, please read our Cookie Policy.
Other Uses of Information
In addition to the uses described above, we may use personal data that you provide to us or that we collect for other purposes. Where that is the case, we will provide an additional privacy notice to you that describes the purposes for which we will use the personal data and our legal basis for doing so.
4. Information We Share
We do not sell or otherwise disclose personal data that you provide to us or that we collect on our App, except as described here. We may share personal data you provide to us or that we collect on the App with:
Details of the other companies in the Verisk group, including the countries in which they are located can be found here.
We may share personal data with service providers that perform services on our behalf such as payment service providers, analytics providers, hosting providers and advisers. All service providers have entered into legally binding agreements requiring them to use or disclose personal data only as necessary to perform services on our behalf or comply with applicable legal requirements.
In addition, we may disclose personal data about you (a) if we are required or permitted to do so by law or legal process, for example due to a court order or a request from a law enforcement agency, (b) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, (c) in connection with an investigation of suspected or actual fraudulent or other illegal activity, and (c) in the event we sell or transfer all or a portion of our business or assets (including in the event of a reorganization, dissolution, or liquidation).
5. Data Transfers
We may transfer the personal data that we collect about you to recipients in countries other than the country in which the personal data originally was collected. Those countries may not have the same data protection laws as the country in which you initially provided the personal data. When we transfer your personal data to recipients in other countries (such as the U.S.), we will protect that personal data as described in this Notice.
If you are located in the UK, or European Economic Area (“EEA”), we will comply with applicable legal requirements providing adequate protection for the transfer of personal data to recipients in countries outside of the UK, EEA and Switzerland. In all such cases, we will only transfer your personal data if:
You may request a copy of the safeguards that we have put in place in respect of transfers of personal data by contacting us as described in the How To Contact Us section below.
6. How Long We Keep Information
The time period for which we keep personal data depends on the purpose for which we collected it. In all cases we keep it for as long as necessary to fulfil the purposes for which we collected it. We will then delete the personal data, unless we are legally required to retain it or if we need to retain it in order to comply with our legal obligations (for example, for tax and accounting purposes).
Subject to any applicable legal requirements, we typically retain personal data as follows:
7. Your Rights and Choices
If you are located in the UK, European Economic Area (“EEA”) or Switzerland, you may have the following rights in relation to personal data that we hold about you:
You may contact us by e-mail or as described in the “How to Contact Us” section below to exercise your rights described above.
You also have the right to lodge a complaint with the data protection supervisory authority in your country. You can find the contact information of the data protection supervisory authority in your country here (for EU citizens) and here (for UK citizens.)
8. Updates To Our Mobile App Privacy Notice
We may update this Notice periodically and without prior notice to you to reflect changes in our personal data practices or relevant laws. We will post the updated version and indicate at the top of the notice when it was most recently updated.
9. How To Contact Us
Our EU Representative
If you are located in the European Union (“EU”) and have any questions or comments about this Notice, any issue relating to your personal data, or if you would like us to update your preferences, you may contact our EU representative.
Please include your name and the name of the business [insert name of business unit] to which your request refers.
By email at:
privacy@verisk.com
In writing at:
Verisk – Insurance Solutions
Level 1, Unit 1A
3 Custom House Plaza
Harbour Master Place
I.F.S.C
Dublin 1 Ireland
Our UK Representative
If you are located in the United Kingdom (“UK”) and have any questions or comments about this Notice, any issue relating to your personal data, or if you would like us to update your preferences, you may contact our UK representative.
Please include your name and the name of the business [insert name of BU] to which your request refers.
By email at:
privacy@verisk.com
In writing at:
Verisk Limited
Attention: Privacy Inquiries
2nd Floor, Linea House
Harvest Crescent
Fleet
Hampshire
GU51 2UZ